01 / CFO
Fractional CFO
Your numbers made legible: a monthly pack you can run the business from, a rolling cash forecast, and a balance sheet somebody actually reads.
Fractional CFO & COO • Owner-led businesses, $5M–$40M
When Growth Brings Complexity, Make Sure You Have Financial Clarity.
Know where you're making money, where you're losing it, what's driving cash and profitability, and what the numbers are telling you about your next move. The 14-Day Financial Clarity Sprint gives you a decision-grade view of your business, built from your own records.
Read-only access to your accounts. About a day of your team's time. Fixed fee, agreed before we start.
The clarity gap
Four questions most owners can't answer on the spot.
You know your market, your customers and your team. The questions that actually decide the next move tend to sit outside the monthly P&L.
01Where does our cash actually go each month?
02Which parts of the business are genuinely profitable?
03What is the smartest next move for growth?
04Are our operations built to scale, or just holding together?
If the answers aren't immediate, you're not short on ambition. You're short on information.
The 14-Day Financial Clarity Sprint
Fourteen days. A dollar value against every finding.
We rebuild the financial picture from your existing records, identify what's driving cash and profitability, quantify the opportunities, and show you what deserves your attention next.
We work from your general ledger, bank statements, AR and AP ageing, inventory valuation and payroll registers. Read-only — we change nothing and we install nothing. Nothing in the report is an estimate of what the business might do; it is a statement of what it has already done. On day fourteen you get the report and a ninety-minute session with whoever needs to be in the room.
What it costs
$3,500 fixed fee
Agreed before we start. No hourly billing and no scope creep.
03
Margin by DivisionWhich part of the business is actually paying for the rest
04
CashWhy the profit on the P&L isn't in the bank
07
Covenant PositionWhere you stand with your lender, before they tell you
10
The OpportunityEvery finding, sized in dollars and ranked
Twelve sections in total. All of them are in the sample report.
$2.46M
identified in our sample business, over fourteen days. None of it required a new customer.
$1.62M
one-time cash held in working capital and uninvoiced work
$844K
recurring annual EBITDA, at full implementation
Figures from our published sample report — a composite built on the pattern we see repeatedly in owner-led businesses. Download it and check the arithmetic.
Beyond the Sprint
Senior leadership, without the full-time hire.
Most clients start with the Sprint and carry on with the work it identifies. Three ways we do that.
02 / COO
Fractional COO
Your operations examined and structured to scale without breaking.
03 / Advisory
Strategic advisory
A senior partner in the room when the decision is big enough to want one.
Before you ask
The questions we get before people say yes.
What does the Sprint cost?
$3,500, fixed fee. You will know exactly what you are paying before we begin — no hourly billing and no scope creep.
Will this disrupt my team?
About a day of your team's time in total: four short interviews and a ninety-minute readout. Everything else we do from the records.
Do we have to change systems?
No. We do not recommend software during a diagnostic and we do not need you to move anything. If your reporting needs rebuilding, that is a finding, not a prerequisite.
What if you don't find anything?
Then that is the finding, and we say so on day fourteen rather than manufacturing one. Every item in the report is sized from your own records, so if the number is small we will show you why.
Who sees our numbers?
Read-only access, one engagement team, and a signed confidentiality agreement before anything is shared. We do not audit, review or compile financial statements, and we hold no interest in any vendor, lender or system we might reference.
Start here
One conversation. Thirty minutes.
Tell us what's unclear. We'll tell you whether the Sprint is the right way to answer it. If it isn't, we'll say so.